No-one’s perfect.  I think most of us can probably remember a time when we have abused our credit rating, from being a few days late on a credit card payment, to receiving a final notice on the latest utility bill. Therefore, we can sympathise with those of us who have been continually rejected by Lenders [...]

If you have been bit by, the wholesale shopping bug, then you are not the only one. There are a considerable number of people who prefer wholesale shopping. Wholesale shopping not only offers good deals that are low cost, but you can also get products in bulk amounts. In the past couple of years wholesale [...]

For those seeking first time buyer mortgages, you might not have heard how just by searching for mortgage rates can affect your credit rating if you’re not careful. What is not commonly known is if you are searching online for a mortgage and complete an enquiry form you could be subject to a credit check, [...]

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Remember the last time when you didn’t write your timely check to pay for the repayment of loans availed? Not paying your dues puts you in the category known as bad debtors. What happens with bad debtors? On a worst case scenario, the goons of the credit company come after you for retribution and strike [...]